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  • Shaelyn Leung

Factors that Limit Millennials from Growing their Family

Recently, Statistics Canada found that the birthrate in Canada is not matching the birth replacement rate. This can be proven by Millennials not wanting to have children due to economic and social problems. “Millennials, [are] now the largest generation of Canadians, at 27% of the total population” (Statistics Canada, 2019). Therefore, those choosing not to have kids can be negative and impact society of creating the new generation.

Some economic reasons why Millennials are choosing to not have kids are that they believe that they cannot afford to support the child as they have trouble supporting themselves. Many Millennials have hefty student debt that they need to pay off. Having kids is another expense that can put them in debt even more. The average student debt is approximately, $26,000 (Statistics Canada, 2019) in 2010 but has drastically increased due to the yearly increases of tuition. “Only three and four out 10 will accomplish the feat within three years of finishing their studies” (Alini, 2019). Sadly, Millennials are found working harder to less pay then generations before them. Once out of school they are not guaranteed a full-time position in their field and often have to take lower wages, freelance work with no benefits, or multiple part-time jobs.

Another economic problem that conceive the idea of Millennials choosing not to have kids is the rising prices of the housing market. Many Millennials would like to own a house before they start to grow their family but today’s housing market has made it increasing impossible for Millennials to buy their starter home. In Toronto, “the median household income declined by 15% while average home ownership cost grew 60%” (THMA, 2019). It is taking Millennials more time to achieve financial stability. Sadly, a 9-5 job is not enough to be able to afford to live in Toronto, it often leaves them only able to put away a little bit of money into savings after totaling up their expenses.

Millennials grew up in a society around technology and social networking, therefore they are extremely aware of their image and are highly influenced by society. Society tends to under appreciate Millennials and still treat them like children, this can impact their views on wanting to have kids. They think that they still haven’t grown up by how they are perceived as being a Millennial, this makes them consider the fact that their unable to positively raise a kid and support them for the rest of their lives.

Social pressure is another factor that makes having kids unappealing for Millennials due to the pressures of having to be on track. There is pressure of following a certain schedule created by society that is influenced by the previous generation, such as being married by a certain age and having kids young. The previous generation can be blindsided by current struggles and challenges that Millennials face to want to be able to follow that same timeline that they had. This can be through pressure from family members, the media, and other sources. We cannot afford things like them and do not live the same lifestyle as them. Women have more choices in what they want to do with their body or life; Millennials are often choosing their careers over starting a family for their comfort and stability. They want to be financially stable before they make their sacrifices to have children and have to give up 9 plus months to have the luxury to have a baby. These 9 plus months (maternity leave) can be paid or unpaid but still does not match what they make if they are working. This can cause more financial problems and this does not include having to provide for the baby by buying furniture. Clothing, food, etc.

There are many more factors and reasons why Millennials are not having kids but these are some of the main one and more logical ones that have been evident through my research. These are just the main ones that I want to focus on. After speaking with some experts with the research I currently have, I have been challenged to research more and not only blame these problems. My product will not solve every problem but will create a system that is affordable and support Millennials who want to have kids. Of course, I cannot change the minds of people who for sure do not want kids.

Cited Sources

Alini, Erica. “4 Things Many New Grads Don't Know about Student Debt.” Global News, Global News, 14 June 2019,

Coughlin, Joseph. “Millennials Aren't Having Kids. Here's Why That's A Problem For Baby Boomer Real Estate & Retirement.” Forbes, Forbes Magazine, 11 June 2018,

Heisz, Andrew, and Elizabeth Richards. “This Article in the Economic Insights Series Examines Economic Well-Being of Millennials by Comparing Their Household Balance Sheets to Those of Previous Generations of Young Canadians.” Economic Well-Being Across Generations of Young Canadians: Are Millennials Better or Worse Off?, Government of Canada, Statistics Canada, 18 Apr. 2019,

Statistics Canada. “Fertility: Fewer Children, Older Moms.” Government of Canada, Statistics Canada, 17 May 2018,

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